About Abiru

Abiru is a delivery platform for the FCA's new Targeted Support permission, which came into force on 6 April 2026 (PS25/22).

Under the permission, an authorised firm can suggest a specific course of action to a group of customers who share a common situation — neither generic guidance nor fully regulated advice, but a third class of customer interaction narrowly defined by the regulator. Abiru is the technology that lets a firm deliver that interaction safely, at scale, and with a regulator-defensible record of every output.

What it does

The platform sits between a regulated firm and the AI it deploys to clients. Every model output is checked against the firm's regulatory rules before it reaches a customer. Every interaction is logged in a tamper-evident audit trail. Every user is constrained by the role they are permitted to hold. The system is designed so that any output is supervisable by the firm's compliance function and defensible to a regulator at any time.

Who runs Abiru

Abiru is built and operated by Lukman Bello, an AI engineer and financial services consultant based in London. Five years in UK regulated financial services through Avantage Reply (Reply Group's Pan-European financial-services consultancy), with engagements at Santander CIB (CEO Office, with direct PRA and FCA engagement), Brown Shipley (Solvent Exit Plan lead under PRA PS5/24), Rothschild & Co (KYC and AML remediation), and Mizuho International (recovery planning). Loughborough University, BSc Economics with Politics.

Status

Production-deployed as of April 2026. The first wave of FCA Targeted Support permissions is being granted; Royal London and Vanguard are through the initial cohort. Abiru is a working delivery layer rather than a concept. Live infrastructure runs on Hetzner Cloud, behind Cloudflare, with Caddy as the application server.

Get in touch

For press, partnerships, or product enquiries, email [email protected], or see contact for more options.